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Become a fully digital Agency with Smart COIs

“Save 90% of your time issuing COIs by joining The Smart COI Network™.

Completely free for Agents and Brokers.

Trusted by 60,000+ companies

Smart COIs make your life and your client’s life easier.

Smart COI Issuance

Issue COIs once and always have the most current COI on file and in the workforce without ever leaving your AMS

AMS Integrations

Extend your Agency Management System to utilize Certificial for Certificate Issuance

*No AMS? No problem. We can work with your Policy Management System or Proprietary System too

Request Management

Receive and respond to requests for insurance quickly when the Cert Holder is also on the Smart COI Network

Requirement Comparison

View an automatic comparison between the Insured’s coverage and the Certificate Holders’ request easily

Insured Self-Service Enablement

Give Clients the ability to issue their own certs with
pre-approved information


Stay informed with notifications so that you always know what your Clients' insurance needs are

Automatic Distribution

Provide COI updates, distributions, cancellations, reinstatement notices and more with a single click

Coverage Analysis

Help Clients determine if coverage changes will impact any of their Certificate Holders

Endorsement Management

Apply blanket or scheduled endorsements that can be shared in seconds

The leading Certificate Issuance and COI Management solution for Agents and Brokers.

agencies using Certificial to issue COI information
less time to analyze and respond to request for COI
less time to issue renewels
*Join and get 20% off coupon
per life 😇
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Traditional Cert Issuance Systems
Automatically re-issue upon policy changes or renewals
Client Self-Service Module w/ pre-approved language
Compliance Impact Analysis for coverage changes
Manage Your Client’s Suppliers on their Behalf
Reduce E&O Exposure

Becoming a Real-Time Insurer™ with Certificial is easy.



Integrate your AMS or add your Clients and Policies


Issue Smart COIs

Your Agency or Brokerage will be assigned a customer success consultant to ensure your onboarding, setup, and AMS integration is a seamless experience.

Chris Paradiso

Insurance Agency Owner, Paradiso Insurance

Integrating with my AMS was easy, and now I can make a policy change and push the new info directly to all Cert Holders. This will save us thousands of hours a year…where has Certificial been?.

Start using Certificial today

Try it now for free

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Interested in adding value to your Clients in new ways? 
Track COIs and manage the insurance compliance of their suppliers, subcontractors and vendors by joining our Reseller Program.

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