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Become a fully digital Agency with Smart COIs

Save 90% of the time you spend issuing COIs by joining the Smart COI Network.

Completely free for Agents and Brokers.

Trusted by 60,000+ companies

Smart COIs make your life and your client’s life easier.

Smart COI Issuance

Issue COIs once and always have the most current COI on file and in the workforce without ever leaving your AMS

AMS Integrations

Extend your Agency Management System to utilize Certificial for Certificate Issuance

*No AMS? No problem. We can work with your Policy Management System or Proprietary System too

Request Management

Receive and respond to requests for insurance quickly when the Cert Holder is also on the Smart COI Network.

Requirement Comparison

View an automatic comparison between the Insured’s coverage and the Cert Holders’ request with ease.

Insured Self-Service Enablement

Give power-user Clients the ability to issue their own Certs with pre-approved information


Stay informed with alerts so that you always know when your client needs more insurance.

Automatic Distribution

Provide COI updates, distributions, cancellations, reinstatement notices and more with a single click.

Coverage Analysis

Help Clients determine if coverage changes impact any of their Cert Holders

Endorsement Management

Apply blanket or scheduled endorsements to be shared in seconds

The leading Certificate Issuance and COI Management solution for Agents and Brokers.

agencies using Certificial to issue COI information
less time to analyze and respond to request for COI
less time to issue renewels
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Traditional Cert Issuance Systems
Automatically re-issue upon policy changes or renewals
Client Self-Service Module w/ pre-approved language
Compliance Impact Analysis for coverage changes
Manage Your Client’s Suppliers on their Behalf
Reduce E&O Exposure

Getting started with Certificial is easy.



Integrate your AMS or add your Clients and Policies


Issue Smart COIs

Your Agency or Brokerage will be assigned a customer success consultant to ensure your onboarding, setup, and AMS integration is a seamless experience.

Chris Paradiso

Insurance Agency Owner, Paradiso Insurance

Integrating with my AMS was easy, and now I can make a policy change and push the new info directly to all Cert Holders. This will save us thousands of hours a year…where has Certificial been?.

Start using Certificial today

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Interested in adding value to your Clients in new ways? 
Track COIs and manage the insurance compliance of their suppliers, subcontractors and vendors by joining our Reseller Program.

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